Forbearance Facts

Let’s talk about forbearance. A lot of people are being forced to make tough financial decisions these days and while forbearance gives you a little breathing room right now, it catches up to you. Another word for forbearance, is “delay.” Lenders are offering to DELAY your mortgage payment, for a specified amount of time. So … Continued

Unprecedented Times

We are living in unprecedented times and one of the defining moments of our lifetimes, in Santa Fe and all over the world. We fear because of the grave risks associated with Civid 19. We all love someone who is especially high risk. We see the world taking measures that two weeks ago were unfathomable. … Continued

New Construction – First Visit with Builder

If you’re having a hard time find the perfect house in Santa Fe that really gets you excited, building exactly what you want can be the answer. I want to share with you a few great questions to ask at your first appointment with the builder. By the way, you should always bring your realtor … Continued

Should You Wait Until Spring To Sell Your House?

Should you wait until the spring to list your home, or list right after the holidays? I advise sellers that one of the best times to list is actually right after the holidays. It’s great to have their home ready to go on the market right after the first of the year, when all the … Continued

Is A Recession Coming and How Might Housing Be Impacted?

Are we coming up on a recession? It’s the question everyone has been wondering for the last few years.With a controversial presidential election next year, there will a lot of talk about the economy, why it’s been so good and if we’re due for an economic slowdown. There have been four major surveys this year … Continued

Contingencies in Your Contract

A contingency is when a buyer has made an offer on a home and the seller has accepted it, but the finalized sale is contingent upon certain criteria being met. This criteria, or contingencies, typically fall under four major categories: appraisal, loan approval, inspections and, reports and disclosures, In Santa Fe the typical inspections are … Continued

How to Negotiate Your BEST Deal

If you’re thinking of selling and you want to walk away with the most amount of money in your pocket, then this is the video for you. Here are a few negotiations tips to ensure you get top dollar when selling. Rarely in your life will you ever see an offer that shouldn’t be countered. … Continued

What Is Absorption Rate?

The market climate will determine how quickly your home will sell. In a HOT market, like Santa Fe where there is limited inventory, meaning there are more buyers than homes to purchase, you can sell your home in a day. If there are more homes on the market than buyers, then you can expect a … Continued

Are You Hip to PMI? VLOG

PMI stands for Private Mortgage Insurance and it is basically an insurance policy that protects your mortgage lender, in case you default on a mortgage and the home goes into forclosure. But you my not have to have it. Hi, I’m Kelly Allen at Keller Williams Realty. Yep, that’s right – you buy your lender … Continued